Mann Mortgage supports our heroes: Discover the benefits of VA loans today!
Exceptional, preferred lending option for those who have served us, including affordable $0 down loans.
What are VA home loans?
Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.
VA loans
at a glance.
- VA Loans are available to veterans, active-duty service members, and certain qualified spouses. Meeting specific service requirements is crucial to qualify for this loan.
- One of the most appealing features of VA Loans is the option for qualified borrowers to purchase a home with no down payment. This is a significant advantage for those looking to conserve their savings.
- VA Loans typically offer lower interest rates compared to conventional loans. This can result in substantial savings over the life of the loan.
- Unlike many other mortgage options, VA Loans do not require borrowers to pay for private mortgage insurance, further reducing the overall cost of homeownership.
- While credit standards exist for VA Loans, they tend to be more lenient compared to conventional loans. This flexibility can be beneficial for borrowers with less-than-perfect credit.
Applying for a home has
never been easier
Our quick and secure process takes less than 10 minutes to apply.
Learn more about
VA loans
Yes, in many cases, you can use a VA Loan multiple times, as long as you meet the eligibility criteria. However, there may be limits on the amount you can borrow without making a down payment, depending on your entitlement.
While VA Loans offer several cost-saving advantages, borrowers are still responsible for some closing costs. However, these costs can often be negotiated with the seller or lender, making them more manageable.
No, VA Loans can be used for various purposes, including purchasing a home, refinancing an existing mortgage, or making home improvements. The flexibility of VA Loans extends beyond just home purchases.
VA Loans do not have a strict minimum credit score requirement. However, lenders may have their own credit score criteria. It’s advisable to work on improving your credit score for better loan terms.
The approval process for a VA Loan can vary depending on the lender, but it generally takes a similar amount of time as other mortgage loans. Being prepared with necessary documentation can expedite the process.
In conclusion, VA Loans offer an array of benefits that can make homeownership more accessible and affordable for veterans, active-duty service members, and eligible spouses. Our La Grande office is committed to guiding you through the VA Loan process, ensuring you have the knowledge and support needed to make the best financial decisions for your future.
“I was put in a situation where I quickly needed to find an affordable home using a VA loan the Mann mortgage team took care of that. I am grateful that they took care of my needs and quickly and professionally.”
Adam P. B.
Let's get you home.
0% down financing for qualified veterans, service members & eligible spouses. Our local loan experts will help guide you.
